Get Your Share of Unclaimed Assets




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Get Your Share of Unclaimed Assets

Did you know you could have any number of unclaimed assets, such as stocks, bonds, mutual funds, insurance proceeds, tax refunds and other money, coming to you, just waiting for you to find it? It may be hard to believe but it is absolutely true, and a little bit of digging could give a big boost to your bottom line.

These unclaimed and abandoned assets take many forms, including stock certificates, savings bonds, government bonds, deposits made to utility companies, insurance refunds, state, local and federal income tax refunds and even inheritances which you are due.

In addition to these hidden assets, the contents of safe deposit boxes may be auctioned off by the states and the proceeds credited to the account of the box holder. It is important to know that each state has its own rules regarding the disposition of unclaimed assets, and it is important to cast your net as widely as possible when searching for these unclaimed and abandoned assets.

Most states will maintain their own database of unclaimed and abandoned assets, including information on abandoned bank accounts, stock certificates, mutual funds and so on. In addition the various agencies of the federal government may also maintain their own databases of such assets, so it is important to search as widely as possible.

It is also important to search these databases on a regular basis, since it can take quite some time for these assets to appear under your name. For instance, tangible assets held in safe deposit boxes are usually auctioned off, with the proceeds of the auction then placed into the account holder´┐Żs name. In this case the money may not be reflected in the account until after the auction has been completed, so it is important to check the database often if you think you may have money coming. Since these auctions of safety deposit boxes are usually only held once or twice a year, it may take quite some time for the proceeds to appear under your name.

Most of the unclaimed property held in state databases, however, originated with banks, credit unions, insurance companies and utility companies. The retention period for these assets varies from state to state, so it is important to check carefully and to continue the search in order to get all the money you are due.

Using the internet as a vehicle for a treasure hunt can be a great deal of fun, and it can certainly be one of the most lucrative ways to spend a quiet day online. Finding unclaimed and abandoned assets is always a real treat, and the good news is that there are plenty of unclaimed and abandoned assets out there just waiting for enterprising individuals to find them.

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